Deposit and withdrawal methods
Moving money in and out of Gruviona should be as ordinary as moving it between bank accounts. Every method below is free of platform charges, has a stated processing time, and is handled through regulated UK payment channels.
Deposits are credited to your trading account, and withdrawals are only ever sent to an account or wallet in your own verified name. That rule protects you, and it is one we do not bend.
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Deposit methods
Fund your account in the way that suits you: UK bank transfer, card or digital assets.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Faster Payments bank transfer | Local bank transfer | Free | Instant | Faster Payments is the quickest way to fund your account from a UK bank. Payments are usually credited within seconds during banking hours, and the service is available from every major UK current account. |
| Visa | Debit / credit card | Free | Instant | Fund your account with a Visa debit or credit card. After standard 3-D Secure verification, deposits are normally credited to your trading account immediately. |
| Mastercard | Debit / credit card | Free | Instant | Mastercard deposits are processed after identity checks through Mastercard Identity Check. Once approved, the deposited amount is normally available on your account straight away. |
| USDT (TRC-20) | Digital assets | Free | Within 24 hours | Deposits in USDT on the TRC-20 network are credited after the required network confirmations, usually within 24 hours. Network fees are set by the network itself, not by the platform. |
Faster Payments bank transfer is the quickest route from a UK current account and is the method most of our clients use for a first deposit. Card deposits run through standard 3-D Secure verification by your bank, and USDT deposits wait only for the network confirmations the TRC-20 network itself requires.
Withdrawal methods
Withdrawals are processed within one business day of approval, then delivered by the method you choose.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Bank transfer | Local bank transfer | Free | 1–3 business days | Withdrawals to a UK bank account in your verified name are processed within one business day and normally arrive within 1–3 business days, depending on your bank. |
| Visa | Debit / credit card | Free | 1–5 business days | Where your card issuer supports it, withdrawals can be returned to the Visa card used for the deposit. Final crediting depends on the issuer and normally takes 1–5 business days. |
| USDT (TRC-20) | Digital assets | Free | Within 24 hours | Withdrawals in USDT on the TRC-20 network are dispatched after security checks, usually within 24 hours. Only withdraw to a wallet address you control. |
Card refunds depend on your issuer participating in the scheme, which is why card withdrawals carry the widest window. If speed matters most, a bank transfer to a UK account is normally the fastest option after approval.
Working days, not calendar days
The times above are measured in business days: Monday to Friday, excluding UK public holidays. A withdrawal requested on Friday afternoon starts its clock on Monday morning.
Verified name, every time
Withdrawals go only to a bank account or card in your own name, or a wallet you control. The first withdrawal after identity verification confirms the route; afterwards the process is routine.
Your money, on request
There is no lock-in period and no exit fee. You can request a withdrawal at any time from the dashboard, in whole or in part, and track its status through to completion.